Real Estate
or Time Deposit?

There is no single answer to this question. Different types of investments meet different investor needs. Choosing between the alternatives depends on your investor profile and objectives. To help you choose the best route for your Golden Visa plan, our team has drafted a short list featuring the main pros and cons of each investment.

Different types of investments meet
different investor needs. Choose the
right way for your Golden Visa plan.

Pros & Cons of Real Estate vs a Time Deposit

Real Estate

Time Deposit

vs

Lower investment amount – Minimum of €250,000.

Income generating investment – Steady income from rent is possible.

More liquid asset – Less time is required to liquidate the asset and get your capital back.

Less complex transaction – Less paperwork is required to conclude the transaction.

Less liquid asset – More time is required to sell a property and get your capital back.

More personal involvement – Acquiring overseas is not always easy, especially if you buy from resales. Even if our team can properly represent you remotely, you will need to be involved.

Higher investment amount – Minimum of €400,000 (€500,000 from 1/1/2024).

Practically non-income generating investment – High ROI from interest rates is not possible, as they are quite low at the moment.

Real Estate

Lower investment amount – Minimum of €250,000.

Income generating investment – Steady income from rent is possible.

Less liquid asset – More time is required to sell a property and get your capital back.

More personal involvement – Acquiring overseas is not always easy, especially if you buy from resales. Even if our team can properly represent you remotely, you will need to be involved.

Time Deposit

More liquid asset – Less time is required to liquidate the asset and get your capital back.

Less complex transaction – Less paperwork is required to conclude the transaction.

Higher investment amount – Minimum of €400,000 (€500,000 from 1/1/2024).

Practically non-income generating investment – High ROI from interest rates is not possible, as they are quite low at the moment.

A second residency gives you travel freedom
and safeguards the next generations.